UMACHA 50 years of guiding payments

Affiliate Members

Affirmative Technologies

We automate electronic payment risk management, compliance and reporting for financial institutions.

Contact: (888) 216-1808  Contact Affirmative Technologies

Alegeus Technologies, LLC

As the leading provider of SaaS-based benefit funding and payment solutions, we focus on the specific needs of our customers – whether you want to deliver standalone account offerings or embed accounts and cards into your total solution. Our highly flexible, white-label platform powers HSAs, FSAs, COBRA, lifestyle benefits and beyond – delivering exceptional user experiences and differentiated capabilities that help you compete and win.

Contact: (888) 852-6334

Allianz Life Insurance of North America

Allianz is a leading provider of retirement solutions. Our innovative products give you and your family financial protection and guaranteed retirement income.

Contact: (800) 950-5872

Andrews Positive Change Projects, LLC

We are a Texas-based limited liability company formed for the purpose of supporting positive change on a nation-wide basis. Our field personnel are all degreed professionals. Our client base includes banks, non-bank businesses, and consumers. By providing positive support, we empower businesses and individuals to become more efficient, effective, and prosperous.

Contact: (214) 930-4580

B Generous

B Generous exists to help nonprofits achieve their mission by raising the capital they need to effectively run their programs and operate their services. By using our Donate Now, Pay Later™ technology, donors are offered interest-free money to donate to their favorite nonprofits, and while the nonprofits receive the money right away, the donors pay their donation over time, without any fees or hassle.


Bases Covered Auditing

We are an audit company that specializes in Credit Union compliance. Bases Covered Auditing is a locally owned Credit Union Service Organization. Our knowledgeable staff are experts in Internal Audit, Compliance, and Risk Management.

Contact: (605) 937-5633


Branch helps businesses modernize their payment methods to empower working Americans. We‘re collectively driven to work together on big ideas to solve the financial challenges for millions of hard working Americans everyday.

Contact: (866) 547-2413


Choose the property management software that powers you to do more than just manage properties.

Contact: (617) 829-9570


World markets are more dependent than ever on technology and the connections they make with it. We still can’t control the markets for you or your producers. We also can’t make your trucks travel farther on a tank of gas. However, Bushel can build you the digital infrastructure that you need to respond faster to market changes, quickly get vital information to producers, and streamline how you buy and sell commodities throughout the ag industry’s supply chain.

Contact: (701) 369-0633

Calgard Associates

Since 1969, Calgard Associates has been serving San Dimas and surrounding areas with quality insurance at quality rates.  Depend on our locally owned agency to offer comprehensive policies from leading providers.

Contact: (909) 321-1474

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Capital Services

Capital Services is a leading payment portfolio management and servicing company that creates, evolves, and services profitable payment programs in partnership with our clients. Focused on financial strength, we successfully originate and manage card assets and provide a unique and innovative set of services in the payments industry for more than 670,000 accounts from over 150 financial institutions.

Contact: (605) 782-3300 

Central Payments

Central Payments was founded in 2014 and provides payments technology and issuing solutions for fintechs and embedded finance. Our Open*CP Fintech API Marketplace is one of the only true banking-as-a-service payments platforms with issuing capability embedded.

Contact: (605) 370-5135

Cheryl Schwartz CPA

Contact: (574) 350-2933

CliftonLarsonAllen (CLA)

At CLA, we‘re experienced in delivering integrated wealth advisory, outsourcing, audit, tax, and consulting services to help you succeed professionally and personally. With a virtual headquarters, our team of teams approach allows us to have professionals conveniently located in communities across the country.

Contact: (612) 376-4762

Compeer Financial

We provide a broad range of financial services and business tools for agricultural and rural clients in Minnesota and northwest Wisconsin.

Contact: (507) 386-5434

Compensation Consultants, Ltd.

Compensation Consultants is a national plan service provider that administrates FSA, HRA, VEBA, HSA and COBRA with an emphasis on personal customer service for our clients and participants. Our staff has over 30 years of combined experience in the cafeteria plan industry.

Contact: (800) 447-1690

Cortez Tax & Accounting, Inc.


CSG Forte Payments, Inc.

A comprehensive suite of payment solutions crafted for developers and merchants that expands and moves right with you.

Contact: (866) 296-6230


We are bringing premium financial services to everyone with a variety of modern lifestyles to help improve their financial outcomes.  The Current Core, our custom-built banking technology, makes this possible by providing greater stability, faster money and cost efficiencies that we pass on to our community of members.


DeNovo Treasury

At DeNovo Treasury, we empower leaders of community financial institutions entering Commercial and Industrial (C&I) banking with expertise for their strategic investment in Treasury Management products and services. Our mission is to help financial institutions with aspirational goals create strong business offerings to survive and thrive in the communities they serve. Our Define. Transform. Grow. process is vital to a growth-oriented community financial institution. DeNovo Treasury will help clients define a strategic plan designed to transform client experience and produce sustainable revenue growth.

Looking to define your strategy, improve your client experience, and grow revenue? Our assessments, consulting engagements, and services may be the right collaboration for your financial institution!

Contact: (313) 887-1765

Eide Bailly

We are a CPA and consulting firm dedicated to helping our clients grow, thrive and embrace opportunities and innovation.

Contact: (507) 387-6031

Encompass Employee Management

Our core solutions will help your HR office streamline tasks & provide better management to your employees.

Contact: (877) 220-0072


Fiserv is helping its clients push the boundaries of what's possible in financial services, delivering deep expertise and innovative solutions to help financial institutions, businesses and consumers move and manage money faster and with greater ease than ever before.

Contact: (406) 896-7621

Fredrikson & Byron, P.A.

At Fredrikson, we’ve built a reputation as the firm where law and business meet by bringing business acumen and entrepreneurial thinking to our work with clients, and by operating as business advisors and strategic partners as well as legal counselors.

Contact: (612) 492-7863

Green By Phone, Inc.

Give your customers the seamless, mobile-first payment experience they crave, debiting directly from their bank account, saving you thousands in credit fees.

Contact: (404) 891-1450

INGAGE iPayments

Imagine your business with increased cash flow from operations, your collections employees excelling in other positions, and your CFO & CTO excited to finally have their team and systems working in harmony.

Contact: (612) 861-5277 EXT 1030

Marr and Company, P.C.

Certified public accounts who believe in the value of relationships.  We view every client relationship like a partnership, and truly believe that our success is a result of your success.  

Contact: (816) 363-8700 

Midco (Midcontinent Communications)

Ambitious, imaginative and positive are just some of the qualities we‘re proud to live up to at Midco. We're dedicated to innovating for, empowering and inspiring the people of the Northern Plains. Since Midco started in 1931, we‘ve been looking ahead and investing in the next big thing.

Contact: (952) 844-2646

Minnesota Credit Union Network

The Minnesota Credit Union Network is the state trade association for Minnesota‘s credit unions. The Network, working in conjunction with the Credit Union National Association (CUNA), works to ensure the success, growth and vitality of our member credit unions by creating a positive public environment through leadership, political advocacy, education, awareness and regulatory assistance.

Contact: (651) 288-5170


Mitek brings the future to business with patented solutions and intuitive technologies that bridge the physical and digital worlds. Our leadership in identity verification, including facial biometrics, image capture technology and ID card verification enables customers to confidently onboard users, verify identities within seconds and strengthen security against cybercrimes. Mitek products power and protect millions of identity evaluations as well as mobile deposits every day, around the world.

Contact: (618) 269-6869


Nexben is leading a truly radical marketplace transformation by creating the most advanced digital benefits platform in the country. We’re helping companies of all sizes to transform their process of buying and selling health insurance by making it as simple as possible.

Contact: 855-4-NEXBEN


OrboGraph is a premier developer and supplier of recognition solutions, payment negotiability, and check fraud detection for the check processing market. Nearly 4,000 financial institutions, service bureaus, and clearinghouses rely on OrboGraph technology to process billions of checks and payments annually.

Contact: (617) 982-0097


Paya provides simple, secure technology options enabling businesses to accept payments, get paid faster and increase efficiency. Paya‘s seamless payments platform delivers easy-to-use technology to support every stage of a business‘ growth, today and tomorrow. Paya, with more than 100,000 clients and two decades of payments processing, offers adaptive solutions and technology expertise and is dedicated to driving the success of partners and customers.

Contact: (877) 454-3835

Penn & Company

Accounting and financial planning services.

Contact: (313) 278-5320

Prairie States

A lot has changed over the past 30+ years, and we‘re constantly exploring new ways to leverage our data-driven technologies and healthcare experience to provide better service to employers, members and business partners. Come to Prairie States and you‘ll enjoy cutting edge health benefits administration with a human touch.

Contact: (312) 464-1888


More than just a payment processor, ReliaFund offers a number of services to automate your entire collection and deposit process.

Contact: (763) 226-2000

RLR Management Consulting, Inc.

With offices in Palm Desert, Calif. and Reno, Nev., RLR Management Consulting (RLR) is the industry‘s longest tenured privately-owned consulting firm servicing community banks nationwide in four primary categories: Technology, Regulations/Compliance, Operations and M&A. A trusted consultancy and business advisor since 1988, RLR‘s clientele includes community and regional banks of all sizes.

Contact: (760) 200-4800

Sharetec Systems, Inc

Over the last decade, Sharetec has been a leading supplier of new system installations and one of the most popular credit union core software packages, with over 280 credit unions currently using our solutions. Sharetec serves its clients by offering cutting-edge, bold technology and exceptional caring customer service. 

Contact: (844) 802-4441

Site-Four LLC

Providing premier data-center services nationwide from America's heartland.  Businesses need technology.  Because your critical operations orbit around technology, you need an organization that is ready to support changing environments, workloads, and organizational needs.  Created with the focus, vison, and values of a cooperative, Site-Four offers the type of technology, infrastructure, service, and disruptive pricing you will not find with other data centers.

Contact: (605) 689-4309


Solutran’s health solutions drive positive change for the members we serve. By providing our customers with accessible electronic benefits, we build on our heritage of rebates and check conversion.  We continue to expand our offerings through our leading-edge FinTech payments platform. From directed spend, omnichannel benefits and rewards that restrict supplemental benefit spending, to record-level industry uptime in processing EBT WIC & SNAP transactions, we’re revolutionizing services never available before.

Contact: (763) 559-2225

State of Minnesota

From bustling downtowns to untouched wilderness, pine forests to bluff country, and historic landmarks to modern-day attractions, Minnesota is incredibly diverse. If you‘re looking for arts and culture, you‘ll find it here. Places to reconnect with family and friends, we‘ve got those, too.


Our technical experts at StrataDefense keep your company‘s information security systems secure, and we are constantly developing proactive measures to avoid potential problems before hackers and examiners exploit them. We relieve the burden of IT security from our institutions, so you can focus on growing your business.

Contact: (715) 842-7665

Third Party Payment Processors Association (TPPPA)

The Third Party Payment Processors Association (TPPPA) is a national not-for-profit industry association representing and promoting the interests of payment processors, their financial institutions and their merchants.

Contact: (888) 662-0888

Tranzpay, LLC

Tranzpay offers a number of solutions, including credit card processing, ACH processing, chargeback management, weekly billing, & more, & caters to a number of prominent modern-day industries.

Contact: (844) 872-6982

Treasury Software

We started Treasury Software in 1999 because we believe that all businesses - regardless of size - deserve to have access to the electronic banking network.

Contact: (866) 226-5732


More than 40,000 churches, faith-based groups, nonprofits, schools and educational organizations trust Vanco to fuel their growth by simplifying administrative processes, organizing events and securely processing payments and donations every day.

Contact: (855) 704-4404

Viking Client Services, Inc.

With over more than 40 years in the collections industry, Viking offers a full range of recovery solutions for large, regional and community banks, insurance companies, debt buyers and other financial establishments across the United States.

Contact: (952) 944-7575

Weinlander Fitzhugh

From their corporate office in Bay City, the firm has expanded to locations in Clare, Gladwin and West Branch. Currently, the firm has seven partners and 45 employees, offering in-depth and personal service to a wide range of businesses and organizations. With more than seventy years of experience, WF has the expertise and insight to provide a complete range of services such as accounting, auditing, tax planning and preparation, payroll preparation, management consulting, retirement plan administration, financial planning and QuickBooks consulting.

Contact: (989) 893-5577

Wex Health

WEX is a global commerce platform that helps businesses solve for operational complexities like employee benefits, managing and mobilizing fleets, and streamlining payments.

Contact: (866) 451-3399

Winthrop & Weinstine, P.A.

Winthrop & Weinstine is a full-service law firm that champions your legal interests in a timely, innovative and professional manner. Our firm energetically engages in every aspect of your legal matter and fully commits to assembling the best legal talent to counsel, advise and advance your interests. We hold close the values of excellence, integrity and community involvement.

Contact: (612) 604-6400

Xcel Energy Inc.

Xcel Energy is a major U.S. electric and natural gas company, with annual revenues of $11.7 billion. Based in Minneapolis, MN, we have regulated operations in eight Midwestern and Western states, and provide a comprehensive portfolio of energy-related products and services to approximately 3.5 million electricity customers and two million natural gas customers through four operating companies.

Contact: (800) 481-4700