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UMACHA News

UMACHA will close at Noon CT on Friday, May 22nd

We will resume normal business hours on Tuesday, May 26th & respond to voicemails and emails at that time. Enjoy your Memorial Day holiday!

Nacha RFC/RFI: Return Timing

Nacha has issued a Request for Comment and Request for Information related to return efficiencies that involve potentially shortening return timeframes.

Nacha RFI: Definition of Banking Day and Related Operational Topics

Nacha has issued a Request for Information (RFI) and is seeking industry feedback on the meaning and significance of the defined term “Banking Day.”

Nacha RFC: Addition of U.S. Treasury to the ACH Contact Registry

Nacha has issued a Request for Comment (RFC) on a proposal to allow the U.S. Treasury’s Bureau of the Fiscal Service to participate in the ACH Contact Registry.

Nacha Approves Increase in Same Day ACH Dollar Limit to $10 Million

On Friday, April 17, 2026, Nacha’s Voting Membership approved an increase to the Same Day ACH dollar limit from $1 million per eligible Entry to $10 million.

Federal Reserve Board Seeks Comments Related to the FedNow Service

Amendments proposed to permit FedNow participants to use intermediaries, other than Reserve Banks, to send funds transfers through the FedNow Service.

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Upcoming Events

Check Operations Workshop (Virtual)

Even in today’s digital world, billions of checks are processed each year, and managing exceptions — both fraud and non-fraud related — remains a major challenge for...

APRP Exam Prep Series

If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your...

Nacha Compliance Update: Phase Two Fraud Monitoring and Key Rule Changes

Phase Two of Nacha’s expanded fraud-monitoring requirements for Originators, Third-Party Service Providers (TPSPs), ODFIs, and RDFIs becomes effective June 19, 2026 — is...

AAP Exam Prep Series

If you’re planning to sit for the Accredited ACH Professional (AAP) exam, UMACHA’s AAP Exam Prep Series is designed to guide you every step of the way. This comprehensive...

APRP Exam Prep Series

If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your...

AAP Exam Prep Series

If you’re planning to sit for the Accredited ACH Professional (AAP) exam, UMACHA’s AAP Exam Prep Series is designed to guide you every step of the way. This comprehensive...

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