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UMACHA News
Fedwire ISO 20022 Implementation Taking Place July 14, 2025
To ensure adequate support, UMACHA members are encouraged to contact Fedwire Support directly at (833) 377-7827 with any questions about the implementation.
Regulation CC Availability of Funds Changes
Effective July 1, 2025, new dollar thresholds related to Regulation CC funds availability will take effect.
Regulatory Agencies Seek Comment to Address Payments and Check Fraud
Multiple banking regulators are seeking comment on potential actions to help mitigate payments fraud, with a particular focus on check fraud.
ENR Entries: What Are They, and Why Are We Suddenly Hearing About Them?
ENR Entries went from an ACH afterthought to a hot topic almost overnight—find out what’s behind the sudden surge in questions in our latest blog.
Operations Bulletin #1-2025 Same-Day Processing of ACH Returns by RDFIs
Nacha recommends faster returns as a best practice, including the use of same-day processing windows for the return of forward entries that were not Same Day ACH Entries.
Treasury Releases Request for Information
Treasury seeks comment related to the Executive Order (EO) 14247 “Modernizing Payments To and From America’s Bank Account."
Upcoming Events
APRP Two-Day Review Workshop (Virtual)
Speaker(s): UMACHA's Education Team
Event Description: As the APRP exam window draws near, it's the homestretch for your preparations. This two-day workshop...
APRP Exam Prep Series
The APRP Exam Prep Series consists of 12 APRP webinars and a virtual review workshop (optional). Registrants will select one of the following options...
AAP Exam Prep Series
The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person...
Industry Insights (Six-Part Webinar Series)
Over the course of this members-only series, industry experts are invited to share their expertise on timely and relevant topics such as faster payments, risk management, compliance,...
Industry Insights #4: Coming Soon: Digital Currency for Community Banks and Credit Unions
Series Description: Over the course of this members-only series, industry experts are invited to share their expertise on timely and relevant topics such as faster payments, risk management,...
AAP Exam Prep Series
The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person...
