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UMACHA News
UMACHA Will Be Closed on Friday, September 25
Staff will respond to emails & voicemails on Monday, September 28.
Nacha Seeks Feedback on Proposed “Banking Day” Definition
Nacha has issued a Request for Comment proposing updates to the definition of “Banking Day,” with feedback due October 23, 2026.
November 2026 Changes to Fedwire Funds Rescheduled
The Fedwire Funds Service’s Nov. 2026 release regarding postal address format has been postponed to Nov. 2027 to align with Swift’s updated Standards Release timeline.
FinCEN Issues Initiatives to Combat Fraud in Minnesota
Recent updates made related to a January 2026 FinCEN-issued Geographic Targeting Order requiring additional reporting by certain banks and money transmitters.
Three New Nacha Rules Approved
Three new Nacha Rules were recently approved, including expanding the ACH Contact Registry to the U.S. Treasury and clarifying permitted characters in ACH Files.
Charting the Next Frontier at Navigating Payments 2026
Get ready for Navigating Payments 2026, where industry leaders, emerging trends, and actionable insights will come together to help shape the future of payments.
Upcoming Events
AAP Two-Day Review Workshop (Virtual)
Join us virtually for UMACHA’s AAP Two-Day Review Workshop—an interactive, activity-based event designed to help you validate the knowledge you’ve gained throughout...
AAP Exam Prep Series
If you’re planning to sit for the Accredited ACH Professional (AAP) exam, UMACHA’s AAP Exam Prep Series is designed to guide you every step of the way. This comprehensive...
AFPP Exam Prep Series
UMACHA has partnered with Wespay to bring you the Accredited Faster Payments Professional (AFPP) Exam Prep Series, designed to help payments professionals build the knowledge, confidence,...
Preparing for Your Next ACH Audit: Requirements, Findings, and Best Practices
Staying compliant with the Nacha Operating Rules is mandatory—and your annual ACH audit is essential to ensuring your institution meets those obligations.
This...
AFPP Exam Prep Series
UMACHA has partnered with Wespay to bring you the Accredited Faster Payments Professional (AFPP) Exam Prep Series, designed to help payments professionals build the knowledge, confidence,...
AFPP Exam Prep Series
UMACHA has partnered with Wespay to bring you the Accredited Faster Payments Professional (AFPP) Exam Prep Series, designed to help payments professionals build the knowledge, confidence,...





