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UMACHA News
Nacha RFI: Definition of Banking Day and Related Operational Topics
Nacha has issued a Request for Information (RFI) and is seeking industry feedback on the meaning and significance of the defined term “Banking Day.”
Nacha RFC: Addition of U.S. Treasury to the ACH Contact Registry
Nacha has issued a Request for Comment (RFC) on a proposal to allow the U.S. Treasury’s Bureau of the Fiscal Service to participate in the ACH Contact Registry.
Nacha Approves Increase in Same Day ACH Dollar Limit to $10 Million
On Friday, April 17, 2026, Nacha’s Voting Membership approved an increase to the Same Day ACH dollar limit from $1 million per eligible Entry to $10 million.
Federal Reserve Board Seeks Comments Related to the FedNow Service
Amendments proposed to permit FedNow participants to use intermediaries, other than Reserve Banks, to send funds transfers through the FedNow Service.
The State of the ACH Network: Growth, Rules, and What Comes Next
From shifting volumes to new fraud risks and rule changes, the ACH Network is evolving quickly, and understanding where it stands today is key to preparing for what comes next.
FinCEN Issues Initiatives to Combat Fraud in Minnesota
Recent updates made related to a January 2026 FinCEN-issued Geographic Targeting Order requiring additional reporting by certain banks and money transmitters.
Upcoming Events
APRP Exam Prep Series
If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your...
South Dakota Fraud Forum (In-Person - Sioux Falls)
Fraud continues to evolve — and staying ahead requires collaboration, insight, and shared experience. This in-person information-sharing event brings together local law enforcement,...
Staying Ahead of Nacha Rules: Peer Insights and Practical Preparation (In-Person - Sioux Falls)
With recently implemented Nacha Operating Rule revisions and several approved but not yet effective changes, financial institutions face a lot to keep up with to remain compliant.
North Dakota Fraud Forum (In-Person - Fargo)
Fraud continues to evolve — and staying ahead requires collaboration, insight, and shared experience. This in-person information-sharing event brings together local law enforcement,...
Staying Ahead of Nacha Rules: Peer Insights and Practical Preparation (In-Person - Fargo)
With recently implemented Nacha Operating Rule revisions and several approved but not yet effective changes, financial institutions face a lot to keep up with to remain compliant.
APRP Exam Prep Series
If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your...





