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UMACHA News
FinCEN Issues Initiatives to Combat Fraud in Minnesota
Recent updates made related to a January 2026 FinCEN-issued Geographic Targeting Order requiring additional reporting by certain banks and money transmitters.
Three New Nacha Rules Approved
Three new Nacha Rules were recently approved, including expanding the ACH Contact Registry to the U.S. Treasury and clarifying permitted characters in ACH Files.
Changes to Fedwire and CHIPS Unstructured Postal Address Format
On November 16, 2026, Fedwire® Funds Service and CHIPS plan to replace the current unstructured postal address format with a hybrid postal address format.
Charting the Next Frontier at Navigating Payments 2026
Get ready for Navigating Payments 2026, where industry leaders, emerging trends, and actionable insights will come together to help shape the future of payments.
Understanding Business Email Compromise: Risks, Trends, and Prevention Strategies
Business Email Compromise continues to rise in both sophistication and financial impact, making it critical to understand the threat and protect your operations.
Nacha RFC/RFI: Return Timing
Nacha has issued a Request for Comment and Request for Information related to return efficiencies that involve potentially shortening return timeframes.
