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UMACHA News

Nacha Seeks Feedback on Secure Electronic Channels for ACH Exception Processing

Nacha is seeking input on whether the Rules should require secure electronic communication channels for exception processing, with responses due Nov. 20, 2026.

Nacha Seeks Feedback on Proposed “Banking Day” Definition

Nacha has issued a Request for Comment proposing updates to the definition of “Banking Day,” with feedback due October 23, 2026.

November 2026 Changes to Fedwire Funds Rescheduled

The Fedwire Funds Service’s Nov. 2026 release regarding postal address format has been postponed to Nov. 2027 to align with Swift’s updated Standards Release timeline.

FinCEN Issues Initiatives to Combat Fraud in Minnesota

Recent updates made related to a January 2026 FinCEN-issued Geographic Targeting Order requiring additional reporting by certain banks and money transmitters.

Three New Nacha Rules Approved

Three new Nacha Rules were recently approved, including expanding the ACH Contact Registry to the U.S. Treasury and clarifying permitted characters in ACH Files.

Charting the Next Frontier at Navigating Payments 2026

Get ready for Navigating Payments 2026, where industry leaders, emerging trends, and actionable insights will come together to help shape the future of payments.

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Upcoming Events

AFPP Exam Prep Series

UMACHA has partnered with Wespay to bring you the Accredited Faster Payments Professional (AFPP) Exam Prep Series, designed to help payments professionals build the knowledge, confidence,...

AFPP Exam Prep Series

UMACHA has partnered with Wespay to bring you the Accredited Faster Payments Professional (AFPP) Exam Prep Series, designed to help payments professionals build the knowledge, confidence,...

Check Exceptions: Returns, Adjustments, and Claims

Even with declining check processing volumes, financial institutions still face operational challenges when handling check returns, adjustments, and interbank claims. This webinar will...

ACH Rules in Real Life: What Financial Institutions Need to Know (In-Person - Iowa)

Join fellow financial institution professionals for an interactive, in‑person session focused on the ACH Network. We’ll break down Nacha’s Fraud Monitoring Rules and highlight...

AFPP Exam Prep Series

UMACHA has partnered with Wespay to bring you the Accredited Faster Payments Professional (AFPP) Exam Prep Series, designed to help payments professionals build the knowledge, confidence,...

ACH Reclamations Explained: Federal vs. Commercial

When it comes to ACH reclamations, not all are created equal. This webinar will explore the two distinct types of reclamations—those initiated by the federal government and those...

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