UMACHA 50 years of guiding payments

COVID-19 Information


It‘s important to us to make sure you are kept up-to-date of any regulatory changes or guidance that would be important for your financial institution, no matter what shape or size. This information is being updated daily, make sure to check back on a frequent basis.

The National ACH network, Nacha, has put together information regarding ACH Network operations related to the current COVID-19 situation including all of the Operations Bulletins, articles, and helpful links

ACH Resources During Pandemic:

Frequently Asked Questions: ACH Network Rules Pandemic FAQs

Nacha has prepared the following guidance to all Financial Institutions in the Risk Management Portal. They are asking Financial Institutions to contact UMACHA with any question at 1-800-348-3692 or email at

Alert on Two ACH Payment Topics Related to the Coronavirus Emergency

  1. State Tax Agencies ACH Debits Scheduled for April 15
    Following the IRS lead, many state tax agencies recently have provided taxpayer relief by extending the deadline for remitting tax payments beyond April 15, 2020.  However, some state taxpayers have already filed tax returns and authorized payment via ACH debit scheduled for April 15. Financial Institutions Might be impacted
    Find a listing of COVID-19 related state filing extensions here

  1. CARES Act Provider Relief Fund
    Although relatively unheralded in comparison to Economic Impact Payments, the CARES Act provided for $100 billion in relief funds to hospitals and other healthcare providers on the front lines of the coronavirus response. This funding will be used to support healthcare-related expenses or lost revenue attributable to COVID-19 and to ensure uninsured Americans can get testing and treatment for COVID-19.  An initial $30 billion is now being paid out.  Payments started arriving today – April 10, 2020 – by ACH credit. Find Additional information here


CARES Act Economic Impact Payments Communications Tool Kit

As a resource to mitigate fraud risk, financial institutions are encouraged to utilize the Treasury's Check Verification Application when cashing or accepting a Treasury check for deposit. This free tool is available at Treasury's Check Verification Application will allow financial institutions to verify checks they receive, and it will provide one of the following responses:

  • U.S. Treasury Check was issued for the amount entered.
  • U.S. Treasury Check has already been paid.
  • The amount entered does not match Fiscal Service records.
  • No match

For more information about the Treasury’s Check Verification Application capabilities, please contact Fiscal Service at (855) 868-0151, option #1 or

Press Release: Secret Service in Partnership with the U.S. Department of the Treasury Launch "Know Your U.S. Treasury Check Campaign


WEBINAR RECORDING: Pandemic Preparedness and Protocol for what to do at your Financial Institution

Speaker: Becky Frederick, Compliance & Audit Consultant, MN Credit Union NetworkWithout causing panic, are you prepared to react to a pandemic in your town, city, region, state?  Join us to hear from the experts on what you REALLY need to do to be prepared! FREE to Members | $175 for Non-Members

Available in the On-Demand Library Now - Order Today

Members: The Link to This Webinar can be found on the Members Only Page For Immediate Viewing Under the FREE UMACHA Webinars for Members header: Members Only
(All you need to do is make sure you are logged in!)

2020 Security Series: COVID 19 Scams To Be Aware Of! (Presented by FRPA) Recorded 04/2020
Speakers: Kate Cole, AAP  & John McCullough - FRPA

We have teamed up with the Financial & Retailers Protection Association (FRPA) to help you Learn about scams associated with COVID 19 that you need to be aware and to help your customers from falling victim to any of them.

There are new BEC scams, SBA loan scams, Formjacking and other ways that fraudsters are trying to capture your customers information as they are entering more data online.  Join UMACHA and the FRPA for a valuable 90 minutes of great information to ward off the fraudsters

Available in the On-Demand Library Now - Order Today
Member & Non-Member Price: $150


Kevin Olsen, SR. Vice President Payments Solutions at VSoft is also known as The Payments Professor, whom we have partnered with on the Faster Payments Topic, has some great information about processing ACH during a Pandemic:

Corona Virus and ACH Excused Delay Late Returns....Processing in a PandemicVisit The Payments Professors YouTube Page to View More Videos Related to Coronavirus and the Payments Industry