Welcome to UMACHA
UMACHA News
UMACHA will be closed on Friday, September 19
We will resume normal business hours on Monday, September 22. Enjoy your weekend!
Navigating Payments 2025: The Journey Continues is Here!
We’re all hands on deck for Navigating Payments—UMACHA’s biggest event of the year! Please note that responses may be delayed on September 16 & 17. If you need...
ACH Operations Bulletin #3-2025: Automating the Request for Proof of Audit
Nacha is informing banks & credit unions that starting next month, the process of requesting proof of an ACH Rules compliance audit will go through Nacha's Risk Management Portal.
FedNow Service Transaction Limit to be Raised to $10 Million
The FedNow Service network transaction limit will increase from $1 million to $10 million in response to growing commercial demand, effective November 2025.
ACH Operations Bulletin #2-2025: Use of Secure Channels for Resolving ACH Exceptions
Nacha recommends the use of secure electronic channels as a best practice for sharing information and exchanging documents necessary to resolve ACH exceptions.
Navigating Payments 2025 — Why You Should Be There
Discover why UMACHA’s Navigating Payments conference is the must-attend event for staying ahead in the payments industry—read more to see what’s in store.
Upcoming Events
Navigating Payments 2025: The Journey Continues
Join us in 2025 as the Navigating Payments conference turns 40! The UMACHA Navigating Payments conference stands as our primary educational event, drawing in a significant number...
AAP Two-Day Review Workshop (Virtual)
Speaker(s): UMACHA's Education Team
Event Description: As the AAP exam window draws near, it's the homestretch for your preparations. This two-day workshop...
AAP Exam Prep Series
The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person...
ACH Audit Workshop (Virtual)
Speaker(s): UMACHA's Compliance Team
Event Description: Every financial institution participating in the ACH Network is required to conduct an annual ACH audit....
Fraud Fridays (Six-Part Webinar Series)
Fraud, scams, and financial crimes continue to remain an ever-evolving battle as, despite the motive often staying the same, the tactics continue changing over time. During this series,...
Fraud Friday #5: TBD (Fraud Training/Fraud Response)
Series Description: Fraud, scams, and financial crimes continue to remain an ever-evolving battle as, despite the motive often staying the same, the tactics continue changing over time....