RESOURCE LIBRARY

From A-Z this page is a resource pool for you of frequently used electronic payments links and documents.

Bookmark this page and make it your go-to electronic payments information resource.
If you have suggestions for this page, please email info@umacha.org.

COMPLIANCE/RISK

Account Validation

ACH Security Framework

Bureau of the Fiscal Services (Formerly FMS) of the U.S. Dept. of Treasury

Calculating Return Rate Infographic

Direct Access Registration

ECCHO Rule 9 Forged Counterfeit Check Warranties

REG E Electronic Fund Transfer Act

Federal Financial Institutions Examination Council (FFIEC)
Federal Government Payments
Garnishments
Office of Foreign Assets Control (OFAC)
Office of the Comptroller of the Currency (OCC)

Reclamations
Regulation CC - Availability of Funds and Collection of Checks
Regulation D - Reserve Requirements of Depository Institutions
Regulation DD - Truth in Savings (Repealed effective June 30, 2014)
Regulation E - Electronic Funds Transfers
Regulation GG - Prohibition on Funding of Unlawful Internet Gambling
Remote Deposit Capture (RDC)

Risk Assessment

UCC 4A
Written Statement of Unauthorized Debit (WSUD)

 

CORPORATE MARKET

OTHER

Accredited ACH Professional (AAP)
Accredited Payments Risk Professional (APRP)
ACH Rules
ACH Statistics
Agreements
America Saves
Direct Deposit
Direct Access Registration
Electronic Check Clearing House Organization (ECCHO)
ElectronicPayments.org
FedACH Services
Federal Reserve Bank of Minneapolis
Federal Trade Commission (FTC)
Health Care Payments Resources (NACHA)
Improving ACH Network Quality

International ACH Transactions (IAT)
Letter of Indemnity/Indemnification Letter (LOI)
MDC Code (NACHA Merchant Discount Code)
MN AFP - Minnesota Association for Financial Professionals
National Automated Clearing House Association (NACHA)
NACHA Rules
National Credit Union Administration (NCUA) 
National System of Fines Supporting Documentation Quick Reference
NCUA Payments Clearing & Settlement Service Guidance
 
Request for Comment (ACH Quality and Risk Management and ACH Rules Compliance Audit Requirements)
Request for Comment (ACH Message Entries)
Request for Comment (Same Day ACH Expansion)
Requests for Comment (ACH Rule Making Process)
Requests for Information (ACH Rule Making Process)
Rules Updates
Same Day ACH Matrix: Preparing for Phase 3
Federal Reserve Bank Same Day ACH Resource Center
Small Business Payments Toolkit
Stop Payments
Tax Refunds (See Income Tax Refund Returns)
 
TEL
Terminated Originator Database
Third-Party Sender Identification Tool