What sets UMACHA apart from other electronic payments educators? UMACHA is the recognized expert when it comes to electronic payments education, hosting face-to-face workshops, webinars, topical symposiums and an annual conference, all geared to meet the educational needs of you, the member. UMACHA works closely with the ACH Operators, local and national government agencies, area financial industry associations, and the National ACH Association (NACHA) to ensure that our educational offerings are the most up-to-date and available when you need it.

When it comes to ACH education, it is also important to know that UMACHA is licensed by NACHA to provide ACH education, publications, and support; and recognized with The Mark of Excellence. NACHA states that "Financial institutions, businesses and other Network participants seeking ACH knowledge should look for this mark as a sign of excellence and commitment to consistency and accuracy in ACH education, publications and support." Read more about ACH education licensing & The Mark of Excellence. UMACHA also staffs trainers certified by ECCHO to provide check/image education.

In addition to our face-to-face and webinar offerings, UMACHA manages a library of recorded webinar sessions to purchase and view for sixty days. These are perfect for those employees that work on a different shift or are unable to participate at the time a live webinar is scheduled.

We are very proud to provide our members the most accurate information with high-quality educational opportunities, presented by our outstanding staff of educators, using proven instruction techniques that make learning enjoyable. What’s more is that your membership with UMACHA provides you this exceptional education at a discount, a price often much lower than what the other providers offer.


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From time to time, the Upper Midwest Automated Clearing House Association (UMACHA) will take candid and group photograph(s) of participants attending UMACHA sponsored meetings and other events. UMACHA will use and display these photos for educational and promotional purposes, including in UMACHA newsletters and promotional materials and on the UMACHA website. By attending the UMACHA meeting or event, you hereby grant to UMACHA, its agents, and employees all rights to exhibit and reproduce these photographs in print and electronic form publicly or privately, without compensation to you. You further agree that your name and identity may be revealed in descriptive text or commentary in connection with the photographs. You waive any rights, claims, or interest you may have to control the use of your likeness in such photographs regardless of media used. If you would not like UMACHA to use a photograph of you as described above, pleased send a statement in writing to “UMACHA, Photo Administrator” at

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