ACH AUDITS

Every financial institution that originates and/or receives ACH entries is required to complete an audit of compliance in accordance with the NACHA Operating Rules each year by December 31st. In addition, Third-Party Service Providers and Third-Party Senders are also required to complete an ACH Audit.

Let the professionals at UMACHA assist with your yearly audit. We will come to your organization’s designated location and review your policies, procedures and a sampling of transactions and exception entries to ensure compliance with the Rules. A primary focus of this service revolves around helping you understand what needs to be done based on the ACH Rules and why. We have the tools, expertise, and knowledge to help you improve all aspects of your ACH program. 

We can also conduct your audit remotely. To get more information and see if you meet the qualifications for a remote audit, please contact one of our Associate Directors of Compliance Services.

Want to complete your audit internally? Order our ACH Audit Guide on CD and then make sure to fill out the ACH Audit Completion Form

An outside party may also complete your audit each year.

Audits Performed by Internal Auditor or Outside Audit Firm

Whether your ACH Audit is completed by your internal auditor or an outside audit firm other than UMACHA, acknowledge the completion of your annual ACH Audit at any time during the year by completing the Audit Completion form below. 

Online ACH Audit Completion Form

Please note: The downloadable form is no longer available. We apologize for any inconvenience this may cause.

To assist your internal auditor with completing a thorough examination or to help your staff prepare for a successful audit, UMACHA provides several webinars and in-person workshops throughout the year. UMACHA has also published resources to help your organization prepare for and/or complete your next ACH Audit.